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Tuesday, March 2, 2021

Almost Bayad na Utang

Just got my paycheck. Since may pambayad na ng utang, medyo masaya na ako. I can finally invest money na ulit. There are a few things I'd like to take note and be wary of. 

'Yung law office na tumawag sa'kin to make a deal na magbayad ng Php 27,500 each month, wala silang written deal with me. Everything is through phone lang. So techincally, when I check my bank account, hindi pa rin nawe-waive ang interest charges. So kung niloko lang pala nila ako, hindi ako sure how to fix it. Umaasa ako na kapag binayad ko 'ung huling amount, magiging okay na ang lahat. I won't know for sure hangga't hindi ko dinedeposit itong pera. 

E bakit hindi mo pa bayaran?

Para mas mataas ang average amount/month ng pera ko sa bank para hindi ako ma-charge for going lower than Php 10,000 sa savings account sa BPI. Iho-hold ko ang pera hanggang March 13, 2021 bago ko bayaran utang. 

Haha. 

Other than that, I'm so excited to invest na ulit at mag side hustle. I've never been this excited ulit na magpayaman ever since ma-depress ako sa buhay. I hope kayo rin kumakayod. 

Please lang, huwag niyo ipa-manage ang pera ninyo sa hindi ninyo kakilala. Minsan nga kamag-anak mo na, lolokohin ka pa. Learn to invest on your own. 

I will detail everything I do soon. Gayahin niyo na lang siguro. 

Thanks and have a good day!








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